New Construction: What to Know Before You Buy

FULL DISCLOSURE up-front: No loan officer who is not in a “preferred lender” relationship with a builder can compete with new construction. Builders mark-up the sales price of their homes so that they can entice buyers with a rebate (which can be used to buy down the rate or cover some closing costs) in exchange…

Read More

How to Best Today’s Mortgage Rates

how to best today's mortgage rates

  I hate to break it to you, but barring another global disaster or pandemic, we are unlikely to see mortgage rates drop to the 3% playing field again in our lifetime. The COVID-19 pandemic shutdowns seemed to last an eternity, so mentally and emotionally what happened during those times seems like the way things…

Read More