New Construction: What to Know Before You Buy

By Tammy Metzger | May 22, 2023 |

FULL DISCLOSURE up-front: No loan officer who is not in a “preferred lender” relationship with a builder can compete with new construction. Builders mark-up the sales price of their homes so that they can entice buyers with a rebate (which can be used to buy down the rate or cover some closing costs) in exchange…

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How to Best Today’s Mortgage Rates

By Tammy Metzger | April 6, 2023 |
how to best today's mortgage rates

  I hate to break it to you, but barring another global disaster or pandemic, we are unlikely to see mortgage rates drop to the 3% playing field again in our lifetime. The COVID-19 pandemic shutdowns seemed to last an eternity, so mentally and emotionally what happened during those times seems like the way things…

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