Mortgage Rates Are Falling!

Mortgage rates are finally coming down, and after two lean years, lenders are coming out of the woodwork to show you how low your interest rate can be with a refinance. Before you get too excited, make sure you are taking a very close look at those closing costs! Things are not always as straight-forward…

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How Long Should I Wait to Refinance My Mortgage?

Let’s do some refinance math! When the cost of refinancing is recovered in less time than you plan to retain the home, it makes financial sense to refinance. How do you know when your property value has increased enough to avoid mortgage insurance? That is where your realtor comes in! They are your best resource…

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