How Long Should I Wait to Refinance My Mortgage?

Let’s do some refinance math! When the cost of refinancing is recovered in less time than you plan to retain the home, it makes financial sense to refinance. How do you know when your property value has increased enough to avoid mortgage insurance? That is where your realtor comes in! They are your best resource…

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Student Loan Debt: My Story

Time for some real talk. Some personal sharing. In 2008, I went into graduate studies with very little debt, a teaching assistantship, and grand visions of academia. As sometimes happens, things did not go as planned, and I ended up with a ridiculous amount of student loan debt after two years of my master’s program.…

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