Applying for Your First Mortgage: What to Expect

If you’ve never been through a mortgage application process, or maybe it’s been a long while, you may be approaching it with some trepidation. The very idea of a stranger digging through details of your life history and finances can feel a bit invasive. While the process (and hence, your experience) will vary greatly depending…

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Cash is NOT King!

The old adage “Cash is king!” may be true in some scenarios, but it doesn’t apply when buying a home. If you’re planning to get a mortgage you cannot use actual cash money for any of the down payment or closing costs. All funds used in your mortgage transaction need to be “source-able”; In other…

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